A monthly budget, planned against actual
Know what’s safe to spend today.
Plan the month once. Planawise sets every payment against that plan and tells you, day by day, how much you can still spend and stay on track. Monobank payments arrive on their own.
In your browser and on your phone · English, Українська, Polski
What it does
Less mental math. More control.
Not another spending log: a plan for the month, and a calm view of how the month is keeping to it.
Plan against actual
Set the month’s lines: income, fixed and variable expenses, savings. Every payment lands on its line, so planned, actual and the difference sit side by side.
A daily limit and a pace
For everyday spending Planawise works out how much a day is left until the month ends, and where you are heading if you keep going like this.
Monobank, as it happens
Connect your card once and payments appear seconds after you pay. Moving money between your own cards is not counted as spending.
AI sorts the payments
Each imported payment is matched to the right line of your plan, or a new line is suggested. You only confirm.
A budget for two, or for the family
Keep a shared budget with its own lines and payments, next to your personal one. Others join with a key.
Several currencies, never converted
Hryvnias, złoty, euros: each currency is counted on its own and never converted, so the figures don’t drift with the rate.
- Calculator in every amount field
- Light and dark theme
- Installs to your home screen
Plans
Plus your to-dos and shopping, right next to the budget
Planawise helps with more than money. Its Plans area holds your to-do list and your shopping list, kept to yourself or shared with the family.
To-dos with a date and a priority
Add a description, a due date, a priority and tags, and attach a photo or a document. Tick a task off with one tap and archive the old ones.
A shopping list that is always at hand
Write down what to buy the moment you think of it. Note the aisle and the amount, and clear what you bought with one tap.
Shared with the family
In a shared group everyone sees the same tasks and shopping: one of you adds milk, another has already bought it.
How it works
Three steps to a calmer month
- 1
Make the plan
Add what comes in and what goes out this month. It takes a few minutes, and the amount field does the sums: type 1000/12 and you have it.
- 2
Connect Monobank, or add by hand
Monobank payments arrive by themselves. Cash and other banks take a few seconds to add.
- 3
Watch the month go by
The overview shows what is left, what is coming up, and which payments are worth a quick check.
Your money stays yours
Planawise sees your payments, not your money.
- Read-only access.Monobank gives Planawise a view of your payments and nothing more. Moving money is impossible.
- The key is encrypted.The token that connects your bank is stored encrypted, never in plain text.
- Leave whenever you like.Delete your account in Settings and your data goes with it.
Questions
Before you start
Which banks does it work with?
Monobank, with payments imported automatically. Payments from any other bank, and cash, can be added by hand in a few seconds.
Can I use it on my phone?
Yes. Planawise works in the browser on a phone and on a computer, and on a phone you can add it to the home screen to open like an app.
What if I spend in more than one currency?
Each currency gets its own complete budget. Nothing is converted, so the figures are exactly what you paid.
Which languages is it in?
English, Ukrainian and Polish. You can switch at any time.
What happens to my data if I leave?
Deleting your account in Settings removes it together with your plans, payments and the bank connection.
Next month can be a calmer one.
Make the plan once, and let Planawise keep an eye on it.
Create an account